Wednesday, April 30, 2014

Globe launches "TxtHIV to 8504" campaign


Fernando Esguerra, Globe OIC for Corporate Social Responsibility, demonstrates how TxtHIV operates. With him are (from L-R): PNAC Executive Director Dr. Chito Avelino; S&S TechnologiesPhilippines President and CEO Mark Soriano; and PHANSUP Chairman Oscar Picazo.

There are only seven countries in the world which are experiencing a steady increase in the number of HIV cases and the Philippines is one of them. The Philippines received 12 new cases of HIV daily in 2013 from only one case in 2009, with 95% of them involving males. Since 1984, 17,450 Filipinos have been reported with HIV, 1,599 of them have progressed into AIDS.

With this increasing number of HIV cases in the Philippines, Globe Telecom in collaboration with key partner organization launches the “TxtHIV to 8504” campaign. It's a SMS-based information, counselling and clinic referral drive for people who wants to be tested for human immunodeficiency virus (HIV) but are afraid of facing societal discrimination.

With your Globe postpaid or prepaid mobile number, you can just text HIV to 8504 and answer five yes or no questions via an interactive voice recording to check if testing is necessary. You will then be provided with contact details and addresses of the nearest specialized accredited health centers where you can go for assessment, counseling, and immediate treatment. All calls will remain very impersonal and confidential.

At present, only one percent of the general population has been tested for HIV since most people are afraid to ask for help or simply do not know where to get information.

So if you think you are at risk, you should really take the first step. TxtHIV to 8504!

Monday, April 28, 2014

Steps to Mobile Banking



Banking used to be time consuming, and generally inconvenient –especially for people with full-time employment.

“Customers can be reluctant to visit branches, and it is more likely than ever that these customers will switch their main banking relationship. To cope with this change, banks today are striving to provide a strong digital channels offering,” says Ahmid Khidir of Misys Banking Solutions.

Mobile banking is one solution that is making the necessity of using your bank a simpler and faster process and an overall better experience. Are you thinking about getting started, but not sure where to begin? Here is a beginner’s guide to banking on your phone.

Registration

There are a number of different mobile apps that will allow you to bank from your phone. They are typically offered through your bank though there are third-party apps as well. If you’re just getting started with mobile apps, steer clear of the third-party applications. They may have security risks that apps don’t.

Text alerts vs. service applications

Stay on top of your account activity by having your bank send you a text message when your balance has reached below a certain amount or when a bill needs to be paid. They are also used to prevent fraud, such as in situations where someone may be trying to gain access to your online account.

Alternatively, you can download an app. "A technology-savvy consumer will use an application to pay bills or buy a mobile ticket and pay for the transaction in an intuitive way. A number literate person may prefer IVR (interactive voice response) or menu-driven means," says Srinivas Nidugondi, head of mobile financial solutions at Comviva.

Security

It was alluded to above – use service-provider applications (i.e. ones from your bank) primarily. Don’t click banking links you received in a text message or email unless you have specifically requested it at that point in time. You may enter your information for someone else to steal.

Ensure that you are not connected to public networks when using apps on your phone. Wi-Fi is easily hacked, so you shouldn’t share sensitive information while connected to them.

Keep a lock on your phone with a difficult password, or better yet always log out of your mobile banking. If you lose your phone, information can end up in the wrong hands.

Always download the app updates as they often contain repairs for flaws in security.

Functionalities

Banking apps are offering more functions than just checking your balance and receiving alerts. Here are a few.

Transferring and Depositing Money

Apps such as the Barclays PingIt App allow you to transfer money to friends and family using just their mobile number, which makes it even more secure. Chase also allows customers to deposit cheques by taking a photo of it and having it verified by the bank.

Paying Bills

Add and remove billers from your handset, as well as pay the bills as you receive them.

Online Shopping

A number of Merchants are now offering mobile payments – you use your phone as a credit or debit card for different payments.

"Airtel Money has merchant partnerships with over 1,800 brands across the country, including utility providers, insurance companies, mutual funds and local chemist and grocery stores," says Sriram Jagannathan, CEO of Airtel M Commerce Services.

The app for the Mercantile Bank of Michigan has partnered with PayPal, which allows you to use their service through your phone. It’s great for when those eBay auctions end during work hours!

Budgeting and Financial Planning

Simple, a third-party app, allows you to keep track of your expenses and will also inform you as to whether you can afford a prospective purchase.

Globe Tattoo launches Prepaid Mobile WiFi portfolio

Take connectivity to greater lengths as more devices are now being offered with Globe Telecom's Tattoo Prepaid Mobile Wifi.



Tattoo 4G Mobile Wifi - you don't even need to plug it in your laptop to explore online. Just turn it on and enjoy surfing. Plus you get to enjoy a Free Facebook access once a week for six months. For only P1995, you can connect up to 10 devices with a speed of up to 12Mbps.



Tattoo 4G Mobile Wifi + Powerbank - this is Globe's newest mobile wifi device which can fully charge your phone up to 3x (5,200 mAh). You can also connect up to 10 devices with a speed of up to 12Mbps. This is offered at P3,795 and of course you get to enjoy Free Facebook once a week for 6 months.



Tattoo LTE Prepaid Mobile WiFi + Powerbank -this will not only allow you to share your WiFi and charge your phone (1,780 mAh). You can also surf to the fastest beat with speeds of up to 42 Mbps and avail of the FREE 5GB worth of data, valid for 7 days upon activation. This is offered at P4,995.

So what are you waiting for? Experience a blazing fast internet connection with the new Tattoo Prepaid Mobile WiFi devices.

From expanding your social network while keeping your mobile phone and tablet in sync, or to experiencing the best that life has to offer non-stop by keeping your battery and connectivity signals full, Tattoo gives you the power of possibilities in better ruling your self-designed life and style.

For more information, please visit Globe Tattoo's Mobile Wifi website.

Monday, April 21, 2014

How To Get The Most For Your Money When Buying A Second Hand Mazda



If you’re considering picking up a good quality second hand Mazda car this year, you’re probably on the lookout for some handy tips and tricks that will help you save the most money possible, right? Well, luckily, I’ve been buying used for many years, and Mazda is one of my all time favourite manufacturers. So, I’m the perfect person to give you a helping hand. Don’t get me wrong, you’re not going to save thousands by following my advice, but doing so could mean you get to purchase an extra couple of beers the next time you’re in the pub.

So, if you fancy driving around in a cool sportscar like the MX-5, or even if you’d like something a little larger like the CX-5, it’s best to check all the details before ploughing ahead. Luckily, you can see the full car spec at Mil Cars Mazda and many other relevant websites, so there’s nothing stopping you from getting started straight away. Without any further delays then, here’s how to get the most for your money when buying a second hand Mazda this year.

Research Research Research

Before you even start looking as used Mazda models in the real world, you’ll want to spend some time browsing the internet in search of the best prices. Online auction websites are a good place to start, as they will give you an accurate idea of how much each model sells for. You can obviously expect to pay a bit more at your local garage or forecourt, but you should get a ballpark figure. Also, knowing how much they sell for online will give you some leverage when it comes to negotiating the price down slightly.

Take A Mechanic Along For The Viewing

You obviously don’t want to buy something that’s going to break and cost you a lot of money in repairs, and so you should always consider taking a mechanic along to look at the car. Even if you don’t know one personally, you can probably find an expert at your local garage willing to come and take a look for a small fee. At the end of the day, the reliability of your used model will drastically affect your overall experience, and the strain on your wallet.

Ask For Extras When Buying From The Forecourt

Presuming you avoid the private market and opt to buy your second hand Mazda from a dealership, you can always try to get extras thrown in for no extra cost. Perhaps you’d like the vehicle to come with a full tank of petrol, or maybe you’ve seen some really cool leather car seats in store? Either way, telling the salesperson that not throwing them in could be a deal breaker will almost certainly encourage them to fold and give you what you want.

Anyway folks, I’ve got to head off now and give a friend some advice about buying a used Toyota. So, I hope you found the information in this article to be of some use, and you’ll be in the best position possible to save money when looking at second hand Mazda’s this year.

Catch you later!

What Makes People Want To Buy A BMW?

When you mention the BMW name to anyone, I can guarantee you that they will immediately conjure up images of prestigious, executive and powerful cars. Whilst this is true to a certain degree, many BMW models are actually catered for the general public rather than specific ‘niche’ markets such as the discerning company executive or someone that likes to show off their wealth to the masses!

It’s no secret that BMW has sold hundreds of millions of its models across the globe for several decades now, and there is no letting up in the German car manufacturer’s popularity. BMW is also known for its advancements in technology, having recently offered to the car market its first affordable luxury electric car, the i3.



So what is it that is making millions of people around the world put their cash towards a BMW-branded car rather than any competitors? Here are some of the most-common reasons why.

They are affordable

OK, so spending £30,000 ($50,000) on a brand new BMW 4 Series Coupe isn’t exactly “affordable” to the masses, but on the secondhand market, BMW cars are actually pretty good value-for-money!

And the great thing is, you don’t have to end up buying a 20-year old model with 300,000 miles on the clock because there are many different models that you can pick up which are 5 years old or so, and have average mileage on the clock!

The thing about BMW cars is that, like with all cars, depreciation can cause a massive hit during the first 12 to 36 months of the car’s life, so if you’re looking for the latest model but don’t want to spend the massive price tag, get one that’s 3 to 5 years old for a good deal!

They look awesome

Some people just buy cars because they serve a practical purpose and they aren’t bothered about what the car looks like. But if you check out some of the examples of BMW cars on the Big Motoring World Facebook page, you will be able to see for yourself just how practical - and stunning - cars can really be!

BMW doesn’t manufacture cars that just fit a specific purpose, they design to be attractive too! One thing that I’ve noticed about BMW cars over the years is that their designs are pretty much timeless; some cars just go “out of style” after a few years, but even the old E36 BMW 3 Series cars look just as modern as they did decades ago.

They are bursting at the seams with technology

If you are a bit of a gadget geek like I am, you need not look at any competitor cars because BMW models are always fitted with the latest safety features and driver aid technologies to make your life on the road a safer and more comfortable one!

Those of you with smartphones such as the Apple iPhone will find it easy to stream music and use hands free voice calling facilities using BMW’s interactive systems which connect to your smartphone via Bluetooth.

Friday, April 18, 2014

Sexy Scion Cars Seduce the Fast-Moving Members of Generation Y




Scion is a brand put on the market by the well-known Japanese automaker Toyota. The brand’s models are designed to appeal to younger customers, popularly known as “Generation Y.” These sleek, sexy vehicles have just what it takes to turn the eyes of ambitious, tech-savvy young people. What makes them truly irresistible is their low price given the high level of sophistication. It’s no surprise that youthful drivers are snapping these cars up all over the country!

Beginnings

Toyota has been selling automobiles of the Scion brand since 2003 in the United States and several Middle Eastern countries. The first Scion car was presented in the United States on March 27, 2002 at the New York Auto Show. Subsequent models made their debut at the Great Car Show in Los Angeles in 2003. During these early years, Scion cars were only sold at 105 dealerships in California. Now, due to their popularity, they are widely available across the United States. Since 2011, the Scion models are also available in Canada.

Models on the Market Today

There are currently five Scion models available for purchase today from Toyota dealerships.

  • The Scion xA was officially introduced to the market in 2002 and was presented at the New York Auto Show. It has a quirky style and offers lots of cabin space.

  • The Scion xB is a boxed five-door compact car sold as the Toyota Corolla Rumion in the Japanese market.

  • The Scion xD is a subcompact five-door vehicle with a body that is based somewhat on the Yaris 4 with a motor similar to that of the Toyota Corolla.

  • The Scion tC made its debut in 2005 and has gained significant popularity among the younger generation in the United States. It is a three-door liftback based on the European Toyota Avensis and also happens to be one of the most famous racing vehicles in Formula D. Originally equipped with front-wheel drive only, this model has also adopted a rear-wheel drive feature to make it optimal for racing.

  • The Scion FR-S is a sports coupe sold throughout the world, sometimes under the name “Toyota GT-86.” It has rear-wheel drive and has a look and feel similar to that of the Subaru BRZ.

Style and Savings: The Perfect Combo

Consumers usually don’t expect to see stylish vehicles when they purview the economy car listings, but the Scion models are a notable exception to the rule. Available for surprisingly modest prices, these quality cars make luxury an option for young people who are just beginning to build their careers. And there’s no better career builder than a great automobile! These vehicles are bound to make a great impression on hiring managers and clients alike.

Each of the five Scion cars listed above has received outstanding ratings in safety and reliability. After all, they’re manufactured by Toyota, a company that has always received the highest marks in these areas. Underneath the fun, funky exterior is a masterpiece of quality engineering. People who purchase these cars for their sexy look can rest assured that they are not sacrificing reliability in any way. Did you hear someone say that you can’t get a car that’s stylish, durable and affordable? Well, the Scion brand just proved the pessimists wrong!

Thursday, April 17, 2014

Foreign Media: Get Film, Music and More for a Fraction of the Cost

The latest in international film, music, and magazines can often carry a hefty markup. Watch the most recent films, keep up with international music and print media with these simple ideas, without the higher prices. Become a cosmopolitan shopper through a few quick deals, and stay up to date while also saving money with global media in a snap.

Register for Streaming Service for TV, Film, & Music

A great way to stay up to date with international content on a budget is to stream it online. Many pay-per-stream services exist, but you can also sign up for subscription services which license lots of movies, television shows, and even music for you as well. By buying in to a package streaming service, you save on higher individual prices, and can access more material for a flat fee. Keep in mind these will still have limited releases, but by streaming your content through globally accessible services, you are able to access this material when it is first available in your territory. When needed, you can use koalapaydayloans.com.

4 Tips For People Buying A Used Car This Summer



There are no hard and fast rules for buying a used car, but if you want to get the best possible deal for your money, and you want to avoid falling victim to frauds, you’ll need to be very careful when parting with your cash. You see, although you might well be an honest person, the same can’t be said for everyone, which is precisely why I’ve chosen to write this article today. I’ve been purchasing my cars second hand for a long time, and so I’ve got to learn about common issues and lies frequently told to buyers. With that in mind, spend the next few minutes reading through all the information in this post, and you should come away with a better understanding of how to make sure you don’t get ripped off.

I actually bought an amazing 2004 Mazda MX-5 last week, and through following my own advice I got a brilliant deal. You could easily achieve the same if you pay attention to all the points I’m about to make. So, without any further delays, here are 4 tips for people buying a used car this summer.

1. Do Your Research

The best way to avoid losing out is to spend some time researching your model of choice. That way; you should know enough about it to spot when something is wrong. Also, researching the model will mean that you’re more aware of how much it’s worth, and so in a much better position to haggle and get the price down.

2. Take It For A Test Drive

It’s vitally important that you take any used car you consider purchasing for a test drive. Don’t let the current owner convince you it’s better for them to drive, as they could be hiding something. Even so, you probably don’t need to go too far. Just take it out for twenty minutes or so, as this should give you a good idea about the engine quality, and any issues that may not have been mentioned.

3. Check The Mileage

Though you probably don’t like to think it, some people will alter the clock on a used car to make it look like it has done fewer miles. While this is a bit of a pain, you can usually work out when this has occurred based on information found in the service history and the logbook. If you get the impression the seller is being sneaky with you, just bring it up and tell them straight. You never know, there might be a rational explanation for the low mileage.

4. Order A HPI Check

Luckily, you can get one of these nowadays in seconds with the use of a smartphone app, so make sure you don’t forget. A HPI check will tell you whether or not the car has any outstanding finance or if it has been written off in the past. It will also let you know if the model has been reported stolen, so it’s really not worth overlooking this.

So long as you follow all that advice and keep your wits about you, there’s no reason why you shouldn’t find the perfect used car this summer. Just don’t rush into anything, and always perform the checks!

See you next time!

Tuesday, April 15, 2014

How To Get The Best Computer Software Without Breaking The Bank



We all know how important it can be to have the right software solutions on our computers, as this can make a real impact on usability. There’s really no point spending hours or even days doing something that can be sorted in seconds with the use of the right programs, and this is why I’ve decided to write a short article today highlighting the ones you might like to check out over the next couple of weeks. Don’t worry too much though, as all of them are affordable, and none of them will break the bank.

You see, while expensive software can be good, for most people, the cheaper alternatives are just as functional. Of course, if you’re a professional photographer or something similar, you might want to lay out the cash. However, this will mainly be because it will go down as a business expense and get taken from your tax bill. So, spend the next couple of minutes reading through all the suggestions I’ve made below, and hopefully you’ll come away with a better understanding of what’s out there at the moment.

Microsoft Office

This is one of the only software packages I would ever pay for, and there are some very good reasons for that. While some people are happy to settle for open source alternatives like Open Office, it really doesn’t compare. If all you want is a word processor, just use the one that came preinstalled on your PC. However, if you want an all round package that will allow you to create letters, business cards, accounting spreadsheets, databases and presentations, you definitely want to have a look at The Software King or another reputable online seller, as they’re usually much cheaper than high street stores.

AVG Antivirus

While many people choose to pay for Norton Antivirus to secure their systems, in my own experience, AVG is one of the best free solutions around. You can, of course, pay for full cover with this program too, but the free option is just as good. You might have trouble finding out how to activate the free cover though, and so I’ll explain. You just need to go to “add or remove programs” in your control panel and start the uninstall process. Once you’ve done this, AVG will ask whether you want to completely uninstall or change to the free service.

CCleaner

I won’t tell you what the first “C” stands for, but you can probably guess. This program is absolutely essential, and absolutely free to download for all machines, no matter which manufacturer you chose. Basically, it searches through your computer to find files and programs that you don’t need, don’t use and that shouldn’t even be there. Unlike some of the other similar software available, this one digs really deep and permanently deletes files and programs other solutions simply can’t handle. Best of all? It’s tiny, and so you could have it downloaded and installed within a couple of minutes.

Well guys, you’ve read all the information, and now you know how to get the best computer software without breaking the bank. See you back here next time for some more wicked tech tips!

Monday, April 14, 2014

How To Collect Celebrity Autographs That Could Make You Rich One Day

Would you like to be a celebrity? Many people would, but I don’t find the idea attractive at all. Being hounded by the media and people wanting to take ‘selfies’ with you isn’t my idea of fun at all. There would be obvious benefits such as the huge income that celebrity status often brings, and having a partner thirty years younger than yourself; they are in love, no, really.




These people are famous for a reason; not all of the reasons are good, but a reason nonetheless. The world is clamoring to get the latest celebrity gossip and people spend millions of pounds every month in Britain alone, just to get magazines with the latest insights into the lives of the rich and famous.

If you are an autograph collector, these famous faces are a good source of material for your hobby. But how to get them to sign their names? That is often the difficult part.

Thursday, April 10, 2014

Top 10 Hair Looks From the Academy Awards

Many look and adore the hair, makeup and fashion at the Academy Awards and red carpet event, and this year was no different. Celebrities did not disappoint as they poured in and paraded their fabulous hair styles. Here are some of the best hair looks of the night.

1. Jennifer Lawrence



Beautiful Jennifer chose a soft, romantic look as her hair was brushed back in voluminous waves. Blonde highlights gave her hair dimension and shine.

2. Sandra Bullock



Sandra went with a side swept hair do with big curls and a side part. This romantic look complemented her deep navy gown with a side gathered detail very nicely. The rich dark brown color was also eye-catching.

3. Julia Roberts



Julia shined on the red carpet with a hair style that turned heads. Soft curls framed her face while her hair was pulled back into a low twist. The style looked carefree and easy.

Wednesday, April 09, 2014

Land Rover InControl: A Newbies Guide For 2014 Range Rover EvoqueOwners

If you are thinking of buying a brand new Range Rover Evoque this year, one of the key features that will have been demonstrated to you at your local Land Rover car dealership is an exciting new innovation by the Coventry-based car manufacturer: InControl.

Developed in conjunction with automotive firm Bosch and with several third-party app developers for the Apple iPhone and Android smartphone platforms, InControl promises a wealth of ways that you can easily integrate your mobile device with your new Range Rover Evoque.



According to a recent press release by Jaguar Land Rover, the InControl app-based system will be “progressively available” in all new Jaguar and Land Rover models in 2014. This sounds interesting, but what exactly is the InControl system, I hear you ask, and how can it benefit Evoque drivers?

InControl: in a nutshell

The name “InControl” refers specifically to a group of technologies that are utilised in new Range Rover Evoque cars, with other new cars from the Land Rover and Jaguar brands to offer this functionality at some point this year.

InControl uses mobile and Internet technologies to enable all sorts of connectivity and interactivity both in and out of the Range Rover Evoque. The hardware that makes this all possible can only be installed when the car is being built, so if you want it in your Evoque, you will need to pay for these optional extras at the time of ordering.

Jaguar Land Rover haven’t ruled out the possibility of offering aftermarket installations to existing customer cars, so I guess this is one of those “watch this space” type of announcements on that front.

What sort of things can InControl do?

According to Hunters Land Rover, the subscription-based system will enable you to check your Range Rover Evoque’s fuel levels and range remotely using a smartphone app, which can help you to effectively prepare for any long trips.

Another interesting feature about InControl is that if your Range Rover Evoque is involved in a collision and the car’s airbags are deployed, it will automatically transmit your car’s location as well as “key details” about it, and personnel in a call centre will then attempt to call you.

If you don’t answer their call, they will automatically contact the emergency services in your area, in an effort to reduce response times.

And if your car simply breaks down for whatever reason, you can press an “Optimised Land Rover Assistance” button in the car which will then use GPS technology to transmit information about your vehicle and location to Land Rover Assistance, so that your breakdown can be responded to as quickly as possible.

Apps

In addition, there is also a plethora of apps that can be used with the InControl system, such as:
  • iHeartRadio for Auto - provides access to more than 1,500 digital radio services;
  • INRIX - traffic and driver services;
  • Stitcher - offers access to podcasts, news, talk, sports and entertainment shows;
  • Glympse - location sharing services (similar to the “Find Friends” app for iPhone);
  • Sygic - satellite navigation;
  • Parkopedia - up-to-date database of parking information;
  • Hotelseeker and Citiseeker - location-based services;
  • Airmotion - news app;
  • Winston - personal assistant;
  • Mobile Day - conference call services.

All You Need to Know about Wall Plates

Stainless steel wall plates are referred to by many different names. This includes tube or pipe clamp. It is a flange that can be used to connect stainless steel, galvanised tubes, or aluminium alloy tubes to a flat surface such as a wall. They are usually attached using screws or they can be welded into place depending on the particular application.

Wall plates are manufactured with four holes that are already countersunk so the fitting can quickly and easily be attached to the flat surface. Depending on the area that the wall plate will be used in or the purpose for which it is intended, it can come under quite a bit of usage and pressure. In applications such as handrails, guardrails or balustrades, where the tubing is attached to the clamp, and then to the wall, the flange is the stabilising force that keeps the railing in place.

This is just one of the reasons why the flanges must be heavy duty and constructed from reliable and durable stainless steel. They also must comply with the industry’s highest safety and manufacturing guidelines. One such standard that is internationally recognised and popular in the UK and Europe is the B.S. EN1461 standards.

In comparison to other types of materials commonly used for fittings, such as tube clamps, stainless steel is not necessarily the cheapest option. It is preferred and chosen for various different projects and applications. The reason is over time it always works out to be the most cost effective option as it can outlast many other materials. Its durability and strength means that it will last longer. Therefore, it does not have to be quickly replaced. It also takes much less money, effort, and time to maintain.

The beauty of stainless steel wall plates is that they are designed to work just as easily inside buildings such as homes or offices. They can be used outdoors as well. This is because the stainless steel is guaranteed not to corrode. It can stand up to the extreme of different weather conditions that can be experienced outdoors.

Outdoors can be wet and cold or dry and sunny and many other different variations in the weather are possible. This is why it is important that especially for outdoor jobs, extra thought and consideration ought to be given before deciding on the right tube clamp or wall plate to use.

The dimensions of wall plates are usually standard in order to accommodate the diameter of the tubing they were designed to fit. They come in 33.7 mm, 42.44mm, and 48.3 mm key clamp. It is possible to use any of these different sizes to accommodate any length of steel or aluminium tube as long as the diameter is the same. The length of the tube you choose is entirely dependent on you and the purpose for which it is intended.

To locate and purchase high quality, durable wall plates, you can visit Tube Clamps Direct. They have the sizes you need for your next project or job.

Check out this self help guide on wall plates and roofing.

Is an Auto Tune Up Really Necessary?





For most drivers, taking their car in for an auto tune up can sound a bit unnecessary. This is often the case for people who don’t consider themselves “auto aficionados”, but it’s important that everyone understands the advantage of routine vehicle inspection and repair. You don’t have to be an expert on cars to realize that regular tune ups make a difference, and many people who haven’t been staying on top of their car’s needs end up paying for them down the line. Whether you’re a new driver or an experienced driver who wants to learn a little bit more about the ins and outs of properly caring for your vehicle, this article will lay down some of the basics for you.

Not Everything Has a Red Flag
The problem with many vehicle-related issues is that you don’t always know they’re there. Until you take your vehicle in for its annual inspection, there’s no way of knowing that you were driving with unsafe repairs. There’s not a warning light on our dash for every little thing, and that’s where an auto tune up really comes in handy. Your mechanic will run your vehicle through a series of diagnostic tests to uncover any underlying issues. By catching these problems early, you could prevent further damage from occurring and even save yourself from getting into an accident. Remember, just because you don’t know it’s there doesn’t mean it doesn’t exist!

Replacement, Not Repair
We all know that replacing something is usually much more expensive than simply repairing it. When you take your vehicle in for an auto tune up on a regular basis, you can often catch problems when they’re still in the repair phase. By simply swapping out a part, you can save yourself from paying for an entire system replacement, which can often be thousands of dollars depending on what’s been affected. And in some older cars, it can save you from having to total a vehicle over what could have been a relatively minor replacement job. Whether you’re on a budget or not, this can be a huge savings that will certainly be appreciated. One of the many advantages of being a responsible and proactive vehicle owner!

Protect Your Investment
Owning a vehicle is a privilege. Whether your car, truck, van or SUV is brand new or used, it’s your responsibility to protect it. You invested in your car and there’s a good chance that you depend on it each and every day. Whether you use it to get back and forth to work or you’re a parent who is constantly hauling kids from one event to the next, it’s crucial that you ensure any and all maintenance concerns are promptly addressed. Many garages in your area are willing to provide fast and efficient tune ups that will diagnose any underlying issues and ensure that they’re taken care of effectively. Isn’t it time YOU became a responsible auto owner? Extend the life of your vehicle and schedule your auto tune up today.

Hogan & Sons offers efficient and professional auto repair service in Northern Virginia. To learn more about the services they provide or to take advantage of money saving online coupons, visit their website at Hogan and Sons Inc. Free estimates are available.

Monday, April 07, 2014

How To Get The Best Deal On A Used Car

Many people opt for purchasing a used car rather than a brand new one, for the significant savings and benefits that are brought with used car ownership. Not many people can afford to spend anything up to £300 a month leasing a brand new car, but £150 a month on a car that is up to 5 years old is more affordable and appealing to motorists across the United Kingdom.

In fact, this is something that is shared by other European countries too. With the cost of living seemingly increasing on an annual basis, yet people’s salaries remaining largely the same, motorists everywhere are increasingly concerned about taking on large amounts of finance just so they can have a brand new car.

These are just some of the reasons why the used car market is such a popular and growing one. If you are considering buying a car soon, and you would rather buy a used one from somewhere like www.gkgroup.co.uk rather than a brand new one from a main dealer, here are some top tips to help you get the best deal!



Think about the sort of car you want

You will have noticed that there is a vast range of different makes and models of cars on the used car market these days, but before aligning yourself to a particular marque and just choosing something from their range, think about the type of car you want first.

For example, if you have a family you might want to buy a large hatchback, estate or people carrier rather than a 3-door sports car.

Calculate how much you can afford to spend

Unless you have got a few grand saved up, you will need to either finance the car or borrow money from the bank to buy it. I would strongly recommend that you work out how much cash you have left over after you have paid your bills each month.

If you only have £200 or less each month, you should look to reducing your monthly expenses before buying a used car, because not only will you have to pay for the car itself but you will also need to pay for fuel, tax, insurance and servicing costs.

Do some research

Once you have determined that you can afford to buy a used car, do some extensive research on the Web to see what are the best types of cars you can get for your money. The Which? website is pretty good because it offers unbiased, independent reviews of various different cars.

Make sure the car you are about to buy is legit

The last thing you want to do is buy a dodgy car, so before you hand over any cash for a specific car, consider doing some background checks on it.

A HPI check will help you uncover any hidden history, and don’t forget you can also check the car’s MOT history and whether it’s got any tax or not (for free) as long as you’ve got the car’s registration number and document reference number from it’s V5C document (i.e. the log book).

Thursday, April 03, 2014

The Secrets To Buying A Brand New Car Without Paying The Full Price!

Ask anyone whether they would prefer to pay less for something than they need to, and the answer will always be “yes”! The trouble is those of us that aren’t so savvy with our shopping habits almost always end up paying the full price for stuff, whilst their smarter shopper equivalents are laughing all the way to the bank because of all the savings they have made!


Photo Source: neekoh.fi (obtained from Flickr)

When it comes to buying a brand new car, dealerships across the world will know that there are going to be plenty of customers that buy on impulse rather than planning their purchase carefully, and it’s these sorts of people that they know they can profit the most from.

If you are going to be buying a brand new car soon, make sure that you are the person getting the better end of the deal by following these dynamite top tips!

Decide on what you want before you buy

As I mentioned a moment ago, car dealerships often profit the most from customers that buy impulsively. Yes, I know that sometimes it’s easy to “fall in love” with a car and demand to purchase it there and then, but ultimately you could potentially lose a lot of your hard-earned cash by following this buying ethos!

Instead, what you should be doing is spending some time reaching a conclusion about what specific car you want to buy: Here are some simple steps that you should follow to achieve this goal:
  1. Decide on what sort of car you want;

  2. Research and shortlist some suitable models;

  3. Decide on the maximum amount of money you can afford to spend on your next car;

  4. Narrow down your choice to one specific model.
In order to determine how much you can afford on that brand new car purchase, you will need to calculate how much you can pay towards finance or a loan each month.

Save up as much cash as possible

According to car dealership Jardine, the cheapest way to buy a brand new car is to pay for it in full with cash, but not everyone can afford to do this! Therefore, you should aim to save up as much cash as possible to lessen the amount of money you need to borrow.

One way you can save up the cash is to sell your existing car privately, as you will be paid more money for it by a private buyer than you would by the car dealership if you trade the car in with them.

Look for the best deals

It is worth mentioning that car dealerships are franchised; this means each dealer will have different prices and offers on the cars they sell. If your credit score is OK, determine whether any car dealerships have 0% finance offers. With these deals, you generally have to pay a large deposit (say 30% to 40%), but if you save that money up and you get approved for the finance, it’s as good as paying for your car in cash!

Wednesday, April 02, 2014

Whether You Want to Impress Someone New or Rekindle a Flame, Learn WhyConcerts Make Awesome Dates

According to Statistic Brain, 43% of singles Google someone before going on a first date with them. While first dates have always been a source of anxiety for many people, knowing you're not starting out with a completely blank slate can make you even more nervous. But even though jitters are a normal part of this experience, that doesn't mean you have to let them get the best of you. One of the keys to having a great first date is putting yourself in a situation where you feel happy and at ease. And what better way to accomplish that objective than to be in a place with great energy and awesome music?

 photo concert_date_zpsf7335cf4.jpg

By having your first date at a concert, not only will you put yourself in a great environment, but you'll also show your mate that you're fun and creative. Keep in mind that because there are so many awesome things about having a concert date, this idea doesn't have to be limited to someone you're meeting for the first time. In fact, whether you're in a long-term relationship or are actually married, if you feel like your dates have fallen into a rut, a concert is a great way to inject some liveliness into your dating.

While just going to a concert is almost enough to ensure a successful date, there are a few tips that can help you create a night that she'll remember for a long time to come:

Tuesday, April 01, 2014

5 Places for Sports Fanatics – MT’s Hollywood

1. Hollywood Boulevard

Hollywood, for the rich, famous and fancy free. When you’re up in the Hollywood Hills admiring the famous Hollywood sign, why not venture onto Hollywood Boulevard where you can admire the famous handprints and marvel at the fame of those who made them. If you’re a boxing fanatic see if you can fit your hands into the handprints of giants like Mohammed Ali or Joe DiMaggio. No visit to Hollywood Boulevard Walk Of Fame would be complete for a sports fanatic without seeking out the ultimate sports star’s handprints.

2. Madame Tussauds Hollywood

Just a stone’s throw away, what better way to bring those handprints to life than to take a trip to Madame Tussauds for the ultimate photo opportunity with the stars? Your Facebook friends will thank you for the memories of having your own private selfie taken with famous boxers like Joe Demaggio you too could be in the company of your most famous sporting heroes and rub shoulders with silent but charismatic heroes of yesteryear like Mohammed Ali, or better still why not measure yourself against Michael Johnston famous basketball player and see if you can match the arm’s length of even more famous basketball players and American Footballers.

Madame Tussauds
If you dream dreams of being in the company of all your favourite sporting stars then you have to put Madame Tussauds in the heart of Hollywood boulevard on the very top of your list. You can even experience the red carpet treatment with your party

If it’s magic you want, get your photo taken with the likes of Magic Johnston, don’t worry he’ll not complain…he’s magnificently recreated in wax to his exact proportions and decked out in original authentic sports gear to make your experience all the more magical. The sports pavilion at Madame Tussauds is home to some of the most famous sporting legends.


Globe Telecom brings m-commerce to new heights with Globe Charge



Shown in photo during the launch of Globe Charge are (from left) TV personality and entrepreneur RJ Ledesma, Globe Chief Operating Advisor Peter Bithos, Globe Senior Vice President for myBusiness Martha Sazon and GXI President Paolo Baltao

Globe just gets being better when it comes to mobile commerce. Because through its wholly-owned subsidiary G-Xchange, Inc. (GXI), the operator of GCash, they take mobile commerce to a whole new level by introducing an innovative solution that transforms mobile phones into point-of-sale (POS) card terminals that accept debit and credit card payments.

Globe Charge harnesses the integration of a smartphone and an innovative mobile card reader into a mobile point-of-sale (POS) unit, making it a convenient payment device for small and medium businesses (SMBs). So they would no longer need the traditional and more expensive card terminals.  And this is safe and secure because it is powered by GXI.

If you are interested, Globe Charge is available through Globe myBusiness sales representatives and at Globe Stores in most SM Malls in Metro Manila, The Globe Tower in Bonifacio Global City, Greenhills, Glorietta, and Trinoma. You  can get the Globe Charge mobile card reader for free at Plan 999, which comes with a Samsung Galaxy Win, surfing-texting-calling combos, plus consumables.

If you want to learn more about this, just visit http://mybusiness.globe.com.ph/globecharge.