July 30, 2018

It's Moving Day! Your Last Minute Checklist

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If you’re someone who’s recently bitten the bullet and finally put a down payment on a new house, congratulations! Hopefully you’ve got a good couple of weeks or so to make sure your old place is packed up properly (or to make sure that the sale procedure has gone through to try and get a return on your investment…), and you’re looking forward to moving! 

But moving home is something that can be very stressful, no matter what age you are, and because of that, there’s always some last minute checks you’re going to want to do. So here’s a quick little checklist to go over to make sure everything is in order, and that you’re not going to forget anything on the other side of the country when you’re in your new home! 


Is Your Car Taken Care Of? 

If you’re not already driving it, that's it. A lot of people don’t want to have to travel in their own cars from side of a city to another, and if you’re going all the way to the other end of the country, you’re going to have to fork out for a lot of miles. And that’s not a great way to start off your fresh start in your new home! 

So you’re probably going to want to ride up front in the moving vehicle that has all of your furniture in it, if you’re not driving this yourself either. But you suddenly remember that it means leaving your car behind, seeing as no one else in your family has the license to get behind the wheel! Don’t worry, cheap car transport exists out there, and even a last minute phone call can work wonders for you. 

Have You Cleaned the New House?

If you’re moving into a new place, you probably want to settle in as soon as possible and waste no time in making the rooms look like your own. But before you do that, you’re probably going to want to clean first, and you shouldn't ignore this need. You have no idea what kind of germs could be living on the walls and the floor of your new pad, even when it’s a modern structure with what seems to be plenty of cleanliness to its name; make sure you’ve put your own brand of cleanliness on it. 

Get inside all of the cupboards and under the stairs, and break out the vacuum to make sure there’s no excess fluff on the carpet (or sawdust, if it’s a recent development). Dust behind any furniture that already sits in the house, and you might even want to get into the attic as well; you don’t want to start storing your items up there when it’s one of the filthiest places you’ve ever seen! 

If it’s moving day, make sure you’ve got your wits about you and a handy piece of paper in your pocket to manage all the things you still need to do. It’s better to be prepared!
July 24, 2018

3 Reasons to Buy a Motorcycle

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Image via Pixabay

Get your motor running, head on the highway, looking for adventure, and whatever comes our way. 

You’ve definitely heard Steppenwolf’s classic song “Born to be Wild” at least a few hundred times in your life, and if you’re like the majority of people out there, you’ve probably got a sense somewhere deep down that motorcycles are just… well, really cool. 

Of course, for every image of Marlon Brando looking intense in The Wild One, and every trope of a cool kid racing through town on his slick bike, there’s the less flattering association of a guy having a midlife crisis and upsetting his wife by bringing home a beast of a Harley, or the unfortunate fact that motorcycles are, after all, pretty dangerous. 

If, however, you’re willing to deal with the sideways glances from your relatives, and are happy enough to take the risk of riding one of these humbling machines, there are a few pretty compelling reasons why you might want to get Shiply to deliver a motorcycle to your home in the near future. 

July 18, 2018

A Year In The Life Of Your Car

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car repair

For most drivers, their vehicle’s maintenance is something that they carry out as when it needs doing. There is nothing wrong with that if that is what you are happy to do, but waiting until the last minute to get stuff done can actually make your car’s maintenance a lot more expensive than you should be. That’s because you will probably only catch problems once they have become big issues and might take quite a bit to fix. That means more work for the mechanic, which will push up your final bill by quite a bit. 

There is one way to bring down the cost of your car maintenance and repairs. You just need to stick to a seasonal maintenance schedule and carry out regular checks. After your driving, the thing that will affect your auto the most will be the weather. Driving in extreme temperatures and weather conditions can take a lot out of your car, so it is always best to match your maintenance to the seasons. Doing so will nip any potential problems in the bud very quickly. 

So, are you ready to switch to a seasonal maintenance plan for your trusted auto? Here’s a year in the life of your car to give you an idea of what jobs need carrying out and when. 


Check The Brakes 

Your brakes will take a battering through the winter months. When driving on ice and in snowy conditions, you will be braking a lot more than usual, even if you don’t notice that you are doing so. So, once the weather starts to get better and we enter spring, it is a good idea to get your brakes checked out. You should be able to tell if you need to find a mechanic to carry out any work on them. It’s worth taking your car for a slow drive around the neighborhood as this will give you the chance to listen out for any unusual noises, like grinding or high-pitched squeals.


Look At The Windshield Wiper Blades 

Just like the brakes, the windshield wiper blades will go through a lot during winter as well. So, it’s a good idea to have a close inspection of them. For instance, all of the salt that is put on roads to prevent them icing over can actually have a corrosive effect on the blades. So, if you notice any corrosion, it’s a good idea to get them replaced. 

Clean The Vehicle’s Underbody 

All of that salt could also be quite corrosive to your car’s bodywork. Usually, the areas by the front and back bumpers are often the places that are the worst affected. All you need to do is spray them down with a hose to remove any excess salt that is still on them. If you notice any rusting patches, you should paint these with an anti-rust paint. For excessive rust damage, it is always best to take your car to your nearest mechanic for advice.

underbody protection, underbody was, coating

Clean The Car’s Interior 

Most people hate carrying out any outdoor jobs during the winter just because of how cold it can be. So, don’t feel bad about not having got out to clean the car’s interiors over the cold months. Unfortunately, though, that means there is a good chance that your car will now be quite dusty and in need of a good clean out. Don’t fancy doing it yourself? That’s okay, there are plenty of mechanics, such as Telle Tire, that offers valet services. Simply drop your car off with them and they will get inside it and give it a good clear out! 

July 17, 2018

3 Ways To Make Money Online!

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The majority of the population now own or have access to a computer, laptop or smartphone, all of which offer internet connection. If you have access to the internet you can make money. There are so many opportunities to make money online ranging from selling to financial trading. Communication is now possible with people from all corners of the globe which increases your earning potential even further! Everything is possible at the touch of a button, one minute you could be setting up a trading deal with someone in China, the next completing an online survey for a bit of extra cash. 

ecommerce, make money online, selling, blogging

Although the internet has opened up a huge range of options for making money online, it has also allowed numerous scams and “get rich quick” schemes to appear. If a deal sounds too good to be true, it probably is! Research all options thoroughly and look for reviews. Be very wary if a company asks for any money up front and seek professional advice if you are unsure. This article aims to highlight a small number of ways to make money via your computer. There are many more, research is key.

Financial trading 

Trading on the financial market used to be the sole domain of stock brokers in the city, however the internet has opened up the opportunity to trade online to the general population. Trading platforms are plentiful and many offer you the option of testing out the markets with “monopoly” money before parting with any real cash. Financial trading is not without risk, but can be potentially very lucrative. Seek guidance on forex trading from CMC Markets, which is a trading platform offering a guide to beginner traders. 

Sell at auction

Most people have heard of the auction site, ebay. It is a platform where you can sell just about anything to thousands of potential customers on a global basis. You could make a substantial amount of cash by selling your unwanted items via an online auction site. You simply need to open a seller account, photograph your items, describe them, price them and list them! Ensure you take really good photographs and identify any flaws that the items may have. Describe the item carefully and list at a price which will attract buyers. Once sold post the items promptly and leave feedback. 

Become a blogger 

There are brands who pay bloggers to review items. If you enjoy writing and you can build up a good domain authority, you could become a blogger. Bloggers often start off their blog as a way to document their daily lives - almost like a diary, others choose a niche that they are interested in. The content of your blog needs to be engaging in order to attract followers and readers and you need to build up good social media accounts. Bloggers receive payment for sponsored posts, collaborations, writing reviews and working alongside major brands. 

Ensure your website features highly on search engines by implementing SEO. The higher your page ranking and domain authority the more money you will be able to charge brands for collaborations. 

Discover what options are available to you and make a bit of extra cash in the process! Take control of your finances today.
July 12, 2018

Why You Should Get A Credit Card Before It’s Too Late

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Although the idea of having a credit card might scare you, it is important to consider the benefits that this sort of loan can have on your life. Parents often steer their children away from lending money from banks but in the end, as an adult, you will need to have some sort of credit history to be able to get loans in the future. In this article, we are going to look at some of the reasons why you should get a credit card when you’re young so keep reading if you’d like to find out more. 

credit card


One of the great things about credit cards is that you can set a limit on how much you can spend on it. You will also receive a monthly statement which will show you exactly how much you have spent each month and from this, you can understand where your money in your bank account is going. This is a great way of teaching yourself how to budget as you get to grips with spending money on your credit card and learning that you need to pay it back when you can. 

Building Credit

When you have a credit card that you are able to pay back, you build credit and your credit score will benefit from this. The great thing about this is that when you get a credit card early on in your life, you can start building credit sooner and you’ll be able to make the big steps when you need to. It is not uncommon for landlords or mortgage providers to use your credit score as an indicator of how much you can be trusted with money. If you can build some credit using a reputable bank like BB&T who have numerous options for checking accounts which you can set up, you’ll find that you are more likely to get these loans and your credit score will be ready when you are to make the move. 


When you are a young adult, you might find that you don’t always want to rely on your parents or have them know exactly how much you are spending each month. This is when a credit card can be useful in giving you that opportunity to have some extra money when you need it. If you are able to budget yourself correctly, you can afford to spend some money when your car breaks down or you can’t quite make rent this month. Having this peace of mind can be very useful and when you pay it back, you’ll be able to improve your credit score. 

Final Thoughts 

If you are thinking about getting yourself a credit card, then you should always make sure that you will be able to pay it back. There is no point in getting a credit card to build credit, only to spend all the money and have no way of paying it back on time. Think carefully about which bank you choose and soon you’ll see the advantages of getting a credit card early.
July 10, 2018

Top Safety Tips for New Drivers

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So! You now have your driving license and you may even feel as though the world is at your disposal. Nothing can quite compare to this feeling, but if you do not stay safe then you could have all of this taken away from you. This is the last thing you need, so if you want to avoid this then take a look below. 

Look at the Numbers 

Teens drive less when compared to other drivers, but the number of accidents they have are way higher. A younger driver is three times more likely to have an accident when compared to an experienced driver. This shouldn’t put you off driving, but it is important that you understand the gravity of the situation and that you know to take your time when on certain aspects of the road. 


Maintain your Car 

If you do not maintain your car then you may find that your car breaks down way faster when compared to a car that is maintained. This is the last thing that you need when you have just made one of the biggest purchases of your life. It is always worth investing in a brake bleeder tool and it is also worth taking the time to understand the way that your car works as well. When you are able to do this, you then then start to know when things are going wrong. 

July 03, 2018

How to Check your Pag-ibig Housing Loan Oustanding Balance Online

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My Pag-ibig Housing Loan was approved last 2010 and I used to receive hard copies of my billing statements where you can find the details of your oustanding balance. But I don't know what happened that they stopped sending those letters. 

But it's fine because there's actually another way where you can monitor or check this guys. Just follow the steps below:

1. Go to Pag-ibig Fund Services website. Then scroll down to the Housing section. Then click the Housing Loan Payment verification or simply visit this link:  https://www.pagibigfundservices.com/OnlineHLVerification/

2. Enter your Housing Loan number, Last Name, First Name and the correct captcha number/code and click Proceed. 

pag-ibig housing loan, check oustanding balance
click image to enlarge

3. You will then redirected to the Welcome screen where you will see your Outstanding Balance, Montly Amortization and other details. :) That's it! Super easy right? 

If you also want to receive your billing statement via email, just click the Billing Statement Email Facility and tick the check box.

pag-ibig housing loan, check oustanding balance
click image to enlarge

And lastly, if you want to download or print your Billing Statement and Payment History - just click the Online Services.

pag-ibig housing loan, check oustanding balance
click image to enlarge

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