Friday, June 16, 2017

5 Things Couples Should Do Before Tying The Knot

If you ask anyone that’s married what it is like to have tied the knot with The One they will tell you that it is the most amazing thing in the world. They will tell you they are married to their best friend and that is more than anyone could ask. However, they will also tell you that marriage is hard. If you’ve ever been in a relationship, then you’ll know it isn’t always easy, but marriage is a step up; in the best way possible. You are more responsible for them than you have ever been to anyone else, ever. 

That is why it is so important you experience the following things together, as a couple, before deciding to commit to each other from now until death decides otherwise. Whatever happens, it will be the most amazing fun you’ve ever had. 

Travel As A Couple 

When you travel with your partner you learn so much more about them, about you and about how you are together when you step outside your comfort zones. Traveling has a way of showing one another a more complete you because you’ll get to see how one another reacts in totally new environments; when you are stressed, lost, stranded somewhere or suddenly without money because the bank stopped your card. You get to know each other on an entirely new level.

Wednesday, June 14, 2017

How To Live Comfortably On A Tight Budget

Being responsible with your personal finances is tough. When you’re constantly under pressure and worrying about how you’re going to make ends meet, you need to tighten your belt and approach the cost of living with a proactive attitude. You may think that a comfortable life and a tight budget can’t co-exist, but this is completely false. Here’s some of the best advice for living well when money’s tight.

Have a Realistic, Practical Budget 

All too often, people come up with a loose budget in their heads, and then tend to forget about it when it comes to actually putting it into practice. A good budget, even an exceedingly tight one, has to be both realistic and executable. When you’re really struggling to make ends meet, the most important part of your budget has to be areas you can cut down on. If you’ve been coasting along with no real budget in mind, you’ll probably be amazed at the amount of money you’ve been wasting in the past! This should start with you effectively carving up your income and allocating it to meet your expenses, with a long-term view to your overarching goals. Whether you’re looking to pay down debt, pay off a mortgage, or start investing, having an endgame in mind is another important aspect to having a budget that works. 

Small Companies' Secret To Success: Outsourcing Where It Matters

Small companies need to be smart with their resources. Indeed, while they need to address every business need in the organization, it doesn’t mean that each requirement has to become an internal job. There is one important thing about small businesses: They are designed around a streamlined hierarchy, where no position in wasted. Consequently, if a specific skill is necessary for the business process to run smoothly, it will have to guarantee full-time or part-time activity for the company to hire new talent. For any business process that doesn’t offer the possibility of an internal job, then the company needs to find an alternative: Outsourcing. 

Outsourcing is extremely common in large organizations where external teams, suppliers, and agencies join for the duration of a project or as recurring service suppliers. However, it is commonly accepted that small companies don’t outsource their work for fear of high cost. This is a myth of the business world. All companies can have access to the outsourcing market. Where there is a need, there is a suitable supplier. 

Outsourcing Like A Pro 

Small companies need to obey the same rules than large organizations when they decide to embrace the potential of outsourcing suppliers and skills. Indeed, the secret of a successful relationship with your suppliers lies in mutual respect. From a company perspective, it is about respecting the contract and paying on time. This establishes your company as a reliable client. It doesn’t mean that the path to outsourcing will be smooth: You need to lay out a clear and structured plan about what you need. It isn’t always an easy task; it’s not uncommon for companies to be only able to define exactly what they need after they’ve already agreed on a different service package with the supplier. Keeping an open and honest communication will help to sort things out, as, after all, your supplier can’t know what you fail to communicate. The more you talk to them, the better they will support your company growth and understand your needs. 

Saturday, June 10, 2017

3 Ways To Improve Camaraderie In The Workplace

The most satisfied people in the workplace will not rave about how conducive the working environment is for working or how good their salary and overtime pay are. The happiest people in the office will not go on and on about the shorter periods of time they need work so they can come home early to their families. 

Factors like good pay or a posh office room can very well determine how long a person can stay in his current job, but if you will ask most people from the workforce, it is the good relationship that they keep with fellow workers that almost always determines their length of stay whichever company they may be. Even business owners will attest that a good relationship between their people makes a good team which in turn can determine the success of their companies and businesses. 

It is, therefore, of utmost importance for any business owner to ensure that his people work as a team instead of as individuals. It is also essential to improve camaraderie in the workplace to ensure that employees work together toward a common goal and ultimately a collective success, instead of working independently. 

Here are a few ways you can improve the camaraderie of people in your workplace: 

Exciting Team-building Activities. 

The increase in popularity of the BPO industry also paved the way for establishments and businesses to offer exciting and creative ways to do team-building activities. If you are planning to host one for your company over the summer and you are located anywhere near, you might want to consider zombie escape Atlanta. There is nothing more exciting than having your team figure out a way to come out of the zombie apocalypse escape room together. It will have all their creative juices flowing as they work together to survive the heart-stopping and thrill-seeking adventure. And, you can bet that even the most hostile of your employees will be best of buddies after going out of the zombie escape room together. 

Thursday, June 08, 2017

The True Costs Of A Car Accident, Revealed

Whether you are in a major pileup or just have a minor accident, the costs of being involved in such an incident are a lot more than you might think. In today’s brief guide, we’re going to take a look at all the associated expenses of being involved in an auto accident - let’s get the magnifying glass out and see what you can expect. 


In theory, when you have auto insurance the company who runs your plan should cover the costs of your car if you have an accident, and if it is someone else’s fault, it is their insurer that will pay. But it’s not always the case. Unless you have comprehensive insurance cover, there is a high likelihood that you will need to pay for any repairs yourself. And don’t forget, if you write off your car, you will only receive the amount it is valued at right now - not when you bought the car. 

New to Driving? Here Are Some Friends You Should Make

When you’re new to anything, it’s good to have friends to help you out and assist you in understanding things that you’re unclear about. Most driving tests are fairly comprehensive, but they don’t teach you everything you need to know about car ownership and it’s a lifelong journey that comes with a lot of mistakes, successes and even accidents. However, you could get a fantastic head start on that journey by making some friends along the way. 

Local mechanics 

If you want to learn more about your vehicle, then there’s no better place to visit than your local auto repair garage. Befriend the mechanics there whenever you visit to inspect your car or repair something and you’ll pick up plenty of tidbits of information. The more interest you show in your vehicle, the less likely the mechanics will rip you off by charging exorbitant prices and the better your relationship will be. 

A more experienced driver 

Everyone needs a mentor in life no matter what they do, and the ultimate mentor for a new driver is a more experienced one. It could be a parent, a friend, uncle or even your driving instructor that you made friends with. Whoever it is, make sure you keep in touch with them and ask them for advice whenever you’re unsure. Perhaps you experienced a frustrating situation where you were sandwiched by two vehicles, or maybe you saw behaviour on the road that you didn’t learn during your lessons and want to know more ways to avoid accidents. Whatever the situation, remember to keep asking them questions when they have time. 

Wednesday, June 07, 2017

3 Ways to Ensure that Your New Dog is Safe for the Kids

Dogs are much more than just household pets. Having a dog is a commitment. You can’t just introduce some random dog to the family and expect everything to fall into place, especially if you have children. If the new dog doesn’t get along with the kids, your furry new family member could very easily turn into a safety risk. Thankfully, there are plenty of ways to prevent this from happening. 

Adopt a Pup Instead of an Adult Dog for Easier Training 

Welcoming a puppy into your home instead of an adult dog in its peak is easily the best way to ensure your children’s safety. Apart from the fact that they’re small and relatively harmless, domestic puppies less than 16 weeks old are in a crucial stage of mental and emotional development. This is when they’re just beginning to get accustomed to the world around them, including the adults and children in the family or pack that they now belong to. 

Who or what the puppy meets during this formative period is likely to stick with it throughout adulthood. That’s why it’s extremely important to introduce them to the children as well as to the rest of the family while they’re young. The more your kids socialize with the puppy during this early period in its life, the more it will treat the kids as part of its pack. 

Canine experts and trainers swear by the effectivity of this early socialization period in ensuring the safety of children as well as the healthy development of the pup. If a puppy is raised and socialized around children correctly, it will instinctively know how to be gentle with small, young humans, even ones outside its family. 

Some even say that socializing a puppy is more important than picking breeds that are known to be ‘kid-friendly’. As experts will tell you, canine safety and childproofing is more about training than the actual breed of the dog. Even feared breeds like the doberman or the pit bull can learn to be sweethearts when it comes to kids and other family members, you just have to start ‘em young and train ‘em right. 

Tuesday, June 06, 2017

The Building Blocks to Start Your Credit Score

To be approved for many things in life, from renting an apartment to buying a car, you often need to have a good credit score. Unfortunately, having no credit history isn't the same as having a good score. You might think that never having borrowed money using a credit card or loan makes you look good. However, what most people who check your credit score want to see is that you have proof that you are able to pay back a debt. If you've never borrowed any money, you can't do that. But, you might be thinking, how do you build your credit if no one will give you any without a good credit score? Here's how you can improve your credit history. 

Apply for a Credit Card 

One of the first things many people do if they want to build their credit is apply for a credit card. Some cards will be difficult to be approved for if you don't have any credit history. However, some are designed to be a first credit card. These cards might come with high interest rates, although some will have a special offer of a low or even non-existent interest for the first few months. Secured cards ask you to put some money up front to make you less of a risk. GoBear allows you to compare a range of cards so you can find the right one. It's important to compare the different benefits and drawbacks of what's available. 

Monday, June 05, 2017

Keep 'Em Sweet: The Secrets of Successful Supplier Relationships

Great suppliers and vendors that give your business what it needs to succeed are like gold dust. And if you find a great partner, you need to do everything within your power to keep hold of them. At the end of the day, developing first class relationships with your suppliers is as important as it is to your customers. The big question is - what can your business do to cultivate meaningful and profitable relationships with your vendors? Let’s take a closer look and find out. 

Pay up on time 

It won’t be a surprise to anyone to hear that paying on time - every time - is the single most important thing you can do to start off on the right foot with your vendors. Just like you, your suppliers are likely to be operating on thin margins and need cash flow to keep their company running smoothly. Also, you will often find that over time, as long as you pay up on time, some vendors might reward your good payment history with better terms and deals

Everything You Need For A Fantastic Home Office

When you make the decision to work from home, it’s very tempting to work in bed or on the sofa and stay in your pyjamas all day, but this can hurt your productivity and put you behind on your paperwork. Whether you’re self-employed or just telecommuting, to be successful you need to act as though you’re still getting up to go to an office. The best way to achieve this is to create a home office to promote productivity. Here are a few suggestions to get you started. 

A quiet room 

To maintain your work/life balance, you need to keep your work separate from the rest of the house. Set yourself up in a quiet room, and keep the door closed during office hours for privacy. Most people work best if they eliminate any background noise, so setting up a space in the living room with the TV on might be too distracting. Make sure your office has enough natural light coming through, as well as a well-lit lamp in case you work into the night. You could even make the office your own by painting it a color that you like.