Budget Tips Keep Cars Tip-Top

Too often, car buyers fail to recognize the hidden costs of staying on the road, leading to debt problems for consumers who cannot keep pace with car costs.  Before you buy a car, or make other long-term financial commitments, it is important to capture all the potential expenses tied to your purchase, so you can accurately determine what you can afford.

The original purchase price of your car is a significant starting point for determining its overall cost, but it is only the beginning of a series of expenses associated with buying cars.  Financing, for example, requires interest payments and fees beyond the price of your car, adding to its overall cost.

Insurance adds to motoring expenses too, issued to protect against personal injury and property damage.  Even petrol is cause for consideration, adding substantial sums to the total cost of staying on the road.

Accounting for all of your projected driving costs is hard enough when all things remain equal, but there are also unknown wild-card expenses on the horizon for car owners, since it is hard to value repair and maintenance costs ahead of time.  A payday loan could allow you to keep your car on the road by providing additional funds to cover the cost of unexpected repairs etc.

One thing is sure though:  Staying ahead of your car's upkeep is a more cost effective approach in the long run than letting things get away from you - only to take on high repair bills later.

Basic Recommendations from Car Makers
Cars require the same basic treatment to operate efficiently, though some car makers add specific care and maintenance instructions to the standard protocol.  No matter which make you drive, cars rely on precise tolerances to run well, so following upkeep schedules is the best way to ensure trouble-free operation.

Combustion engines use strictly tuned parts to fire properly, many times creating metal on metal junctions where car parts wear.  In order to protect against abrasion and friction causing premature failure, cars required lubricants, which act as buffers between parts, greasing them in functional unity. Pistons and rings, for example, rely on motor oil to keep them firing in sequence and creating the highest levels of horsepower possible.

Motor Oil is Life Blood of Cars
One of the most important regular maintenance actions you can take is to change your motor oil according to manufacturer recommendations.  To save on costly car repairs, change oil according to the information found in your car's owner's manual.

The way you drive, and the ambient conditions you motor in most frequently each influence the proper type of oil to use in your car motor, as well as its size and performance features.  Short trips, for example, wear engine parts more readily than over the road driving, calling for more frequent oil changes among drivers making shorter runs.  Temperature too, comes to bear on the proper motor oil selection, with oils of higher viscosity recommended for cold weather driving.

Newly engineered synthetic motor oils and versions that blend synthetic products into petroleum based oils, present additional options for modern motorists.  Special enhancements allow synthetic products to grab-on to engine components, protecting them more completely than petroleum oil.

In addition to engine components, chassis and suspension parts also require lubrication at critical junction points.  Thick grease is pumped in to special fittings, pushing the heavy lubricants throughout suspension joints.  Since they rely on a full range of motion, and take a great deal of punishment on your car's undercarriage, suspension and handling repairs are fewer when ball joints are kept greased.  Other parts, like door locks and bonnet latches should also be lubricated with white lithium grease from time to time, to ensure proper function - even at cold temperatures.

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