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The Secrets To Buying A Brand New Car Without Paying The Full Price!

Ask anyone whether they would prefer to pay less for something than they need to, and the answer will always be “yes”! The trouble is those of us that aren’t so savvy with our shopping habits almost always end up paying the full price for stuff, whilst their smarter shopper equivalents are laughing all the way to the bank because of all the savings they have made!


Photo Source: neekoh.fi (obtained from Flickr)

When it comes to buying a brand new car, dealerships across the world will know that there are going to be plenty of customers that buy on impulse rather than planning their purchase carefully, and it’s these sorts of people that they know they can profit the most from.

If you are going to be buying a brand new car soon, make sure that you are the person getting the better end of the deal by following these dynamite top tips!

Decide on what you want before you buy

As I mentioned a moment ago, car dealerships often profit the most from customers that buy impulsively. Yes, I know that sometimes it’s easy to “fall in love” with a car and demand to purchase it there and then, but ultimately you could potentially lose a lot of your hard-earned cash by following this buying ethos!


Instead, what you should be doing is spending some time reaching a conclusion about what specific car you want to buy: Here are some simple steps that you should follow to achieve this goal:
  1. Decide on what sort of car you want;

  2. Research and shortlist some suitable models;

  3. Decide on the maximum amount of money you can afford to spend on your next car;

  4. Narrow down your choice to one specific model.
In order to determine how much you can afford on that brand new car purchase, you will need to calculate how much you can pay towards finance or a loan each month.

Save up as much cash as possible

According to car dealership Jardine, the cheapest way to buy a brand new car is to pay for it in full with cash, but not everyone can afford to do this! Therefore, you should aim to save up as much cash as possible to lessen the amount of money you need to borrow.

One way you can save up the cash is to sell your existing car privately, as you will be paid more money for it by a private buyer than you would by the car dealership if you trade the car in with them.

Look for the best deals

It is worth mentioning that car dealerships are franchised; this means each dealer will have different prices and offers on the cars they sell. If your credit score is OK, determine whether any car dealerships have 0% finance offers. With these deals, you generally have to pay a large deposit (say 30% to 40%), but if you save that money up and you get approved for the finance, it’s as good as paying for your car in cash!

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